Search MLS      Why Use A Buyer Agent?      Securing A Loan      Contact Us     Home

 Items Needed for a Loan Application


Names and addresses of employer(s) for past two years

Gross monthly income

Last two years' W-2s

Proof of pension, retirement, disability, or Social Security income

Proof of income from rentals (copies of leases), investments, etc.

Proof of child support or alimony received

If self-employed:

Two years 1040 Tax Returns

Current year profit and loss statement


Each creditor's name, address, and type of account

Account numbers

Monthly payment amounts and approximate balances

Amount of child care expenses

Amount of alimony/child support

Banks and Saving Institutions

Names and addresses

Account numbers

Types of accounts and present balances


List of assets in stocks, bond. mutual funds, and land

Life insurance cash value (documented if used for down payment)

Copy of sales contract for home being purchased

Copy of sales contract for home being sold (if selling current home)

Social Security numbers for all applicants

Veterans - VA Certificate of Eligibility & DD214

Cash or check to pay for application fee